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Behind on property taxes? You still have options.
Take a breath. You're not out of time. If you've received a notice or are worried about what happens next, we're here to help you understand your situation clearly and explore real solutions.
We've worked with thousands of homeowners over the past 14 years, and we'll guide you step-by-step so you can make the right decision for your property.
A Clear Path Forward for Property Owners With Tax Debt
Tell us about your situation. No pressure, no judgment, no cost.
14+
Years of Experience
1,000s
Homeowners Helped
50
States Covered
100%
Client Satisfaction
How It Works
Three simple steps to peace of mind
We know this feels overwhelming. That's why we've made the process as clear and simple as possible. Here's exactly what happens when you reach out.
1
Tell Us Your Story
Call us or fill out the form above. A real person will listen to your situation without judgment. We'll ask a few questions about your property, your tax debt, and what you've tried so far. This initial conversation is always free and completely confidential.
2
We Review Your Options
Our team researches your specific county and state laws, reviews your tax records, and identifies every possible solution available to you. Each state handles property tax debt differently, and we know the rules in all 50 states.
3
You Choose Your Path
We present your options in plain language. No legal jargon, no pressure. You decide which path makes the most sense for your family. We'll guide you through the paperwork and advocate on your behalf every step of the way.
Your Options
Every situation is different. Here are some common paths forward.
There's no one-size-fits-all solution, and that's okay. We'll take a look at your situation and guide you toward what makes the most sense for you.
Tax Deed Sale Intervention
When a property is headed toward a tax deed sale, timing is critical. PTD steps in immediately to assess the situation and take action before the property is lost.
Establish a path to stop or delay the tax deed sale
Take over communication with the county and involved parties
Build a plan based on your timeline and property status
Home Retention and Equity Protection
Our first priority is keeping you in your home when it makes sense. If that is not possible, we focus on making sure you walk away with something instead of losing everything.
Create a path to remain in your home when possible
Structure solutions that protect your position
Ensure you capture available equity instead of losing it
Direct Resolution and Fast Execution
When time is limited and options are gone, PTD provides a direct path forward. We move quickly to resolve the situation before it results in a complete loss.
Deliver a path that satisfies taxes, liens, and obligations
Execute a full resolution within your timeline
Coordinate all parties to close the matter cleanly
About Us
We've spent 14 years learning every county's rules so you don't have to.
PropertyTaxDebt.com was founded in 2012 after witnessing too many families lose their homes over tax debts they could have resolved. What started as a mission to help homeowners in a few counties in Texas and Tennessee has grown into a national team serving all 50 states.
We're specialists who understand the property tax system inside and out, and we use that knowledge to help everyday people navigate one of the most confusing and stressful financial situations they'll ever face.
Serving all 50 statesWe know the rules in every jurisdiction
No fees (up front or after the fact)We fight for YOU and make sure YOU get paid
We've helped thousands of property owners understand their options and find a path forward. Every situation is different, and we treat each one with the care it deserves.
$100M+
In tax debt resolved
100%
Client satisfaction
Our Team
The people behind your resolution
Our team brings decades of combined experience in property tax law, real estate, and homeowner advocacy.
Chuck Akersloot
President
Four decades of experience in tax strategy, valuation, and financial advisory.
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Chuck Akersloot is a Certified Public Accountant with over four decades of experience in tax strategy, valuation, and financial advisory. As President of Property Tax Debt, he brings deep expertise in navigating complex tax environments and identifying opportunities within distressed and undervalued assets.
Chuck holds a degree in accounting and business from Austin Peay State University and a Master’s in Tax Accounting from the University of Alabama. He is also a Certified Valuation Analyst (CVA), specializing in business valuations, estate and gift analysis, and transaction structuring.
Throughout his career, Chuck has worked extensively with high-net-worth individuals and closely held businesses, providing strategic tax planning and financial guidance. He has represented clients in matters involving the Internal Revenue Service, giving him firsthand insight into IRS procedures, compliance, and resolution strategies.
At PTD, Chuck leverages his decades of tax and valuation experience to help drive acquisitions, assess risk, and structure deals with precision. His background in IRS representation and tax law provides a critical edge in identifying opportunities within delinquent tax portfolios and maximizing returns for investors.
Dr. Lee Ditmarsen
Regional Partner - Brentwood, TN
Healthcare practitioner and real-estate operator partnering with PTD out of Brentwood, Tennessee.
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Dr. Lee Ditmarsen is a Regional Partner with Property Tax Debt, based in Brentwood, Tennessee. His primary career is in healthcare, where he has built a clinical practice over years of patient work. In recent years he has expanded into real estate and property tax investing, developing a working knowledge of distressed property, tax debt mechanics, and the strategies that work in this specific market.
Dr. Ditmarsen approaches business the way he approaches medicine: identify the underlying problem, understand the systems around it, and execute alongside people who think carefully and independently. His interest is in strategy, disciplined execution, and building organizations that hold their value over time.
Kylie Whitson
Homeowner Advocate - Oklahoma
Identifying, evaluating, and securing properties tied to tax delinquency opportunities.
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Kylie Whitson serves as a Property Acquisition Manager at Property Tax Debt (PTD), where she plays a key role in identifying, evaluating, and securing properties tied to tax delinquency opportunities. With a strong focus on outreach and relationship building, Kylie works directly with property owners facing tax challenges, guiding them through solutions that create value for both the client and PTD.
Thomas McGregor
Homeowner Advocate - Texas
Walking Texas homeowners through difficult financial decisions with clarity and calm.
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Thomas brings a calm, structured approach to conversations that other people find stressful. His background spans real estate, finance, and education, with experience guiding clients through high-stakes financial decisions where clarity matters as much as the answer.
At PTD, Thomas works directly with Texas homeowners facing property tax delinquency. He listens carefully to each situation, explains the available options in plain language, and helps families find a path forward that protects their home and the equity they've built.
Faith Voigt
Homeowner Advocate - Texas & Oklahoma
Bringing banking, customer service, and small-business experience to homeowner conversations.
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Faith Voigt joins Property Tax Debt as a Homeowner Advocate, working directly with property owners who are facing tax delinquency. She holds an Associate degree in Business and has spent her career in banking, customer service, and small-business operations, roles that share a common thread of clear communication, careful record-keeping, and treating people with respect.
Her banking background is particularly relevant to the work at PTD. Handling accounts and client information trained her in the confidentiality, accuracy, and follow-through that these situations require. Faith listens carefully, explains options in plain language, and helps homeowners think through the next step at their own pace.
Moe Ahmed
Homeowner Advocate - Texas
Real estate professional focused on straightforward options for homeowners in difficult situations.
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Moe Ahmed comes to Property Tax Debt from a real estate background, where he has spent years helping homeowners weigh their options in complicated situations. Property taxes, liens, and financial pressure can make a home feel like a problem instead of an asset. His role is to make the process clear.
Moe leads with listening. He walks through each situation, explains what is realistic, and helps homeowners understand the tradeoffs before any decision gets made. There is no pressure and no obligation to move forward, just a direct conversation about the property and the options available.
Savannah Sidonio
Data Manager
Keeps property records, case files, and pipeline data accurate and current.
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Savannah Sidonio serves as Data Manager at Property Tax Debt, responsible for the accuracy and organization of property records, case files, and the information that flows between the acquisitions, advocacy, and operations teams. Homeowner situations move quickly, and the answers the team gives depend on the data being right.
She brings a detail-oriented, dependable approach to a role where small errors have downstream consequences. Savannah maintains the systems that let advocates focus on homeowners instead of paperwork, and makes sure every case has the underlying information the team needs to move forward.
Crissy Hawk
Homeowner Advocate - Tennessee & Oklahoma
Analytical background in gaming and hospitality, now working with Tennessee and Oklahoma homeowners.
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Crissy Hawk joins Property Tax Debt as a Homeowner Advocate serving Tennessee and Oklahoma property owners. She spent several years as a Senior Performance Analyst in the gaming and hospitality sector, a role that combined data analysis, operational reporting, and cross-team coordination in a high-volume environment.
That analytical background shapes how she approaches homeowner conversations. Crissy takes the time to understand the specifics of a property, the timeline, and the numbers before recommending a direction. Her focus is on giving homeowners a clear read on where they stand and what options are realistic for their situation.
Taylor Pardue
Homeowner Advocate - Florida
Five years working directly with elderly clients on financial and health-related decisions.
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Taylor Pardue joins Property Tax Debt as a Homeowner Advocate serving Florida property owners. Since 2020 she has worked directly with elderly clients, helping them work through health insurance decisions, financial planning, and the practical questions that come up in later life. That work built the patience and clear-language communication that homeowner advocacy demands.
She listens carefully, explains the situation without jargon, and takes the time to make sure each homeowner understands their options before any decision gets made. A large share of the property owners PTD works with are older or on fixed incomes, and Taylor's background is a natural fit for the way those conversations need to go.
Jacey Hunt
Homeowner Advocate - Texas
Focused on listening carefully and helping homeowners think through their options at their own pace.
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Jacey Hunt joins Property Tax Debt as a Homeowner Advocate serving Texas property owners. Based in Oklahoma, she works with Texas homeowners remotely while completing her Bachelor's degree.
Her focus is on listening, understanding each homeowner's situation clearly, and helping them think through their options at their own pace. Property tax debt is often stressful and confusing; Jacey works to make the conversation neither.
Gina Howe
Homeowner Advocate - Missouri
Operations, leadership, and client-support background focused on breaking complicated situations into clear next steps.
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Gina's career has focused on helping people navigate complicated situations and find solutions that make sense. With a background in operations, leadership, and client support, Gina has a natural ability to take something that feels overwhelming and break it down into clear, manageable next steps.
She understands that tax debt can feel stressful, confusing, and even embarrassing, and believes asking for help should never come with judgment. Her approach is personal, straightforward, and compassionate. Her goal is to make sure every homeowner feels heard, understands their options, and knows they have someone in their corner as they work toward getting their tax situation back on track.
Outside of work, Gina is a wife and mom of two young children, so she understands firsthand how quickly life, finances, and responsibilities can pile up. She brings that real-life perspective into every conversation and believes that sometimes the most important thing people need is a clear plan and someone willing to help.
Stephanie Sargent
Homeowner Advocate - North Carolina
MBA-trained strategic communicator with 15+ years translating complex situations into decision-ready guidance.
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Stephanie Sargent is a Homeowner Advocate with a multidisciplinary background in strategic communications, marketing, and business management. She holds a Master of Business Administration from the University of Arkansas and a Bachelor of Arts in Journalism from Oklahoma State University.
Stephanie brings more than 15 years of progressive experience in healthcare technology and strategic consulting to her role at PropertyTaxDebt.com. During her tenure at Change Healthcare (formerly Emdeon) and Qualifacts, she led communications, product marketing, and content initiatives that translated complex solutions into decision-ready messaging for executive leadership, clients, and cross-functional teams. As founder of Sargent Consulting since 2016, she has delivered strategic communications and content programs for organizations across a diverse range of industries, including fintech, construction, aviation, apparel, and real estate.
At PropertyTaxDebt.com, she leverages this experience to help homeowners cut through the confusion around property tax debt. Her focus is on translating complicated tax situations into clear language and honest options, so each homeowner leaves the conversation understanding where they stand and what their next step is.
Lisa Hinojos
Homeowner Advocate
20+ years in real estate, property management, and client relations focused on treating every property owner with dignity.
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Lisa Hinojos brings more than 20 years of experience in real estate, property management, and client relations to Property Tax Debt. She believes that behind every property is a person, a family, or a story. When property owners are facing tax debt or difficult deadlines, Lisa is passionate about helping them understand their options and feel less overwhelmed.
With a compassionate, judgment-free approach, she listens, communicates honestly, and treats every person with dignity and respect. Her goal is to help property owners feel informed, supported, and confident as they navigate their next steps.
Shyla Tackett
Homeowner Advocate - Tennessee
Nashville-based advocate who brings a warm, personal approach to every homeowner conversation.
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Shyla joins Property Tax Debt as a Homeowner Advocate serving Tennessee homeowners from the Nashville metropolitan area. Born and raised in southeastern Ohio, she spent nearly 20 years there before moving to Tennessee in 2018, first settling in Pigeon Forge and later making the Nashville area home.
Outside of work, football season with her mom and dad is a fixed point on the calendar. Cooking, baking, and time at the lake round out her days away from the office. Her orange cat Milkshake and her pit bull Ellie share the household.
Bethany Newcomb
Homeowner Advocate - Georgia
FSU Marketing graduate with digital marketing, sales, and international business experience.
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Bethany Newcomb joins Property Tax Debt as a Homeowner Advocate serving Georgia homeowners. She holds a Bachelor of Science in Marketing from Florida State University, with additional studies in Chinese language and international business.
Bethany brings a background in marketing, sales, and client relations, with prior roles that include digital marketing at Incorp China and marketing and sales positions across the country. Her approach centers on clear communication and giving each homeowner the time and attention their situation deserves.
We hear these questions every day. You're not the first to ask.
If your question isn't answered here, call us. We'll give you a straight answer, not a sales pitch.
Not necessarily. We work with property owners in situations like this and can step in quickly to review your case and determine what can be done to help protect your property.
Unpaid taxes can lead to penalties, liens, and eventually a tax sale. We help you understand exactly where you stand and what actions can be taken before it reaches that point.
In many cases, yes. We regularly work with situations at different stages and can help identify and move forward with the best available option.
We review your specific situation, walk you through your options, and help coordinate the next steps to move things forward in a way that makes sense for you.
No. That is exactly where we come in. We help guide the process and work with you to handle the situation from start to finish.
We can begin reviewing your situation right away and move quickly depending on your timeline and needs.
There is no cost to have your situation reviewed. We will first determine what options are available before anything else.
Every situation is different. We help identify the best path forward based on your property, timeline, and overall goals.
Very little. Once we have a few basic details, we can begin reviewing your situation and guiding next steps.
The next step is simple. Let us take a look at your situation so we can determine how we can help and what options are available.
Free Resources
Understand your rights. No sign-up required.
We believe informed homeowners make better decisions. These guides and links are free to access. No email address, no account, no strings attached.
Guide
Property Tax Liens Explained
A plain-language guide to what a tax lien is, how it works, and what it means for your home. Written for homeowners, not lawyers.
Whether you're ready to move forward or just want to ask a question, we're here. No automated phone trees, no chatbots. You'll talk to a real person who understands property tax debt.
Monday – Friday, 8:00 AM – 6:00 PM CT Saturday by appointment
Send Us a Message
We respond to every message within one business day.
You don't have to figure this out alone.
Thousands of homeowners have been exactly where you are right now. Most of them kept their homes. The first step is the hardest, and it's just a phone call.